Buy Now. Use Now.
Pay Later with no interest on business purchases.

Make business purchases up to $10,000 and pay for them over 13 weeks, in a cash flow friendly way with ProspaPay. There is no interest, and no fees when you pay on time.

It’s flexible

  • Be approved for up to $10,000
  • Use and reuse up to your limit
  • No interest or upfront fees

It won’t affect cash flow

  • Get what you want for your business sooner
  • No need to have cash up front
  • Repay it over 13 weeks

It’s fast & easy

  • Apply in minutes
  • Approval possible in under an hour
  • No asset security required to apply

The interest free way
for businesses to pay.

ProspaPay is a cash flow friendly payment method designed to give business owners the freedom to purchase the equipment they need for their businesses, when they need it.

Forget about the cash flow disruption of paying up front for a business purchase. When you use ProspaPay, you can get your goods and pay for them over 13 weeks – interest free.

Perfect for…

Purchasing an asset

Buying stock, inventory or equipment

Renovating your business

Smoothing out cash flow

Prospa is Australia’s #1 online lender to small business, offering fast, easy access to funds. Prospa has delivered over $1.35 billion in funding to 24,000 small businesses across Australia and New Zealand so far, and are rated #1 Money brand in Australia on TrustPilot with a 4.9/5 TrustScore.

How ProspaPay works

Buy Now. Use Now. Pay Later with NO interest on business purchases

ProspaPay gives you the freedom to purchase what you need for your business when you need it and spread the cost into manageable amounts!


Apply in 10 minutes.

Approval possible in under an hour.


Buy what you want.

Select ProspaPay as your payment method.


Prospa pays the supplier.

Receive your purchase when it suits you.


Pay 13 fixed weekly repayments.

No interest ever.

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